Please note that is neither a lender nor makes any decisions regarding credits or loans. simply connects consumers with appropriate lenders and does not act as an agent, correspondent or representative for any of the lenders or service providers. neither prefers nor endorses any specific lender, loan product or service provider. Users of services have no obligation to use them in order to be connected with, submit a lender connection request form or accept any loan products from any lender or service provider. Please note that the service of is not accessible in all states.

Submitting a request for a loan via comes with no fees for customers. neither is a lender nor provides any lending services. simply offers connecting customers with an appropriate lender from our network using the information they provide.

In case a lender accepts your request for a loan, you will automatically be sent to an e-sign page on their website. That is the moment when your lender is supposed to disclose to you all information regarding any fees and rates charged by them. Please make sure to thoroughly and carefully read all the information regarding fees and rates provided by your lender before you agree to the loan terms or sign any of the documents. Remember that you are not required to accept the loan terms.

You should e-sign the loan terms and therefore agree to the terms only if you determine that the lender’s terms for the loan are acceptable to you. Once you sign the document, you become part of a legally binding agreement with the loan lender and therefore you hold the sole responsibility for any risks and costs related to the agreement. Please note that you have no binding agreement obligations to but to your lender. Furthermore, note that all the fees and interest rates related to the loan you accepted are decided by your lender and not by .

Payday loans and any other cash advances are not long-term money solutions and serve only as short-term relief. Any individuals with accumulated debt and/or credit difficulties are advised to seek professional advisory help regarding credit and debt. We strongly encourage our consumers to read the page for Rates and Fees in order to get informed about any possible cash advances risks. Furthermore, we advise our customers to get familiar with any applicable regulations and local laws regarding cash advances as well as to consider any possible short-term loan alternatives.

Please note that services are not accessible in all states. More specifically, does not operate on the territory of Georgia, Arizona, Massachusetts, Arkansas, New York, Virginia, West Virginia, Pennsylvania, Ohio and other states where the law prohibits it. Please note that the list of restricted states may be updated at any moment and without sending a prior notice to customers. Any interactions between and you are considered to take place in California state, no matter where you access this site from.

Please note that does not and cannot guarantee to consumers that authorized lenders or any other loan service providers will accept their loan request. In case you get a loan offer, neither guarantees that any fees and rates related to the loan will be affordable to you nor that the loan is funded. Remember that your lender, not makes all decisions regarding your loan.

Lenders and service providers, in most scenarios, will not demand any credit checks from the leading three credit bureaus (Equifax, TransUnion, and Experian). Most of our authorized lenders and service providers perform credit score checks via other agencies including but not limited to DP Bureau and Teletrack. Usually, such non-traditional credit score checks do not damage your credit history. When you submit a request for a loan via , you agree and understand that such alternative credit score checks may be performed by , our lenders and/or service providers.